FINRA has investor education materials such as BrokerCheck, which provides insight into firms and financial advisors.

Investment Advisory Services

At SS&L, we utilize systems and processes designed to help individuals protect and grow personal wealth. We start by working closely with you to define your financial goals. We then develop a program designed to help you reach your goals within your time horizon. And because life happens, and goals change, we are committed to monitoring your progress and present options or alternatives along the way. Investment Advisory Services include:

  • Financial Planning – Financial Planning Services involve the review of the client’s overall financial situation, personal and financial goals, risk tolerance and objectives. This may include portfolio review and evaluation, cash flow and net worth analyses, budgeting, tax projections, retirement planning, education funding planning, estate analysis and planning, negotiation of the purchase of a substantial asset, retirement account analysis, risk management analysis, planning for a family member's special needs, tax planning, consulting with qualified plan sponsors, review of medical, disability and other insurance.

  • Investment Management – There are several investment management programs in which we actively manage clients' assets. The management of these assets are based on the client’s individual, financial, and personal needs, investment objectives, time horizon, and risk tolerance. Our advisors, at the client’s discretion, may actively manage the clients' assets on a discretionary or nondiscretionary basis.

  • Separately Managed Account Programs– These programs provide the client with access to separate account management services. The program sponsors provide full-time professional investment management by various investment managers.

  • Mutual Fund/Variable Annuity Advisory Programs – This program provides asset allocation services to clients within a mutual fund family or variable annuity. Investment strategies and decisions are based upon the expected performance of various asset classes as opposed to individual client considerations. Asset allocation and diversification do not guarantee against loss during a generally declining market.